Assets
Enter the current value of everything you own
Physical cash and cash equivalents
Primary banking account balance
High-yield savings and CDs
Brokerage accounts, stocks, bonds
Employer-sponsored retirement account
Individual retirement accounts
Primary residence and rental properties
Cars, motorcycles, boats
Furniture, electronics, jewelry
Any other valuable assets
Net Worth Tips
Track Assets & Liabilities
Monitor both what you own and what you owe for a complete financial picture.
Focus on Liquid Assets
Maintain emergency funds in easily accessible accounts for financial security.
Reduce High-Interest Debt
Pay down credit cards and personal loans to improve your net worth faster.
Wealth Building Strategy
Build sustainable wealth through strategic financial planning:
Net Worth Resources
Frequently Asked Questions
What is net worth and why is it important?
Net worth is the difference between your total assets and total liabilities. It's a key indicator of financial health and progress toward building wealth over time.
How often should I calculate my net worth?
Update your net worth calculation monthly or quarterly. Regular tracking helps you monitor progress, identify trends, and make informed financial decisions.
Should I include my home value in net worth?
Yes, include your home's current market value as an asset and subtract the remaining mortgage balance as a liability. This gives you the equity portion of your home.
What's a good debt-to-asset ratio?
Generally, a debt-to-asset ratio below 30% is considered healthy. Above 50% may indicate too much debt relative to your assets and could limit financial flexibility.
Important Disclaimer
This net worth calculator provides estimates for educational purposes only. Asset values may fluctuate, and liability amounts may change over time. For accurate valuations and comprehensive financial planning, consider consulting with a qualified financial advisor who can provide personalized advice based on your specific circumstances.
Related Calculators
Explore these related financial tools to complete your planning
Debt Payoff Calculator
Compare debt payoff strategies and see how to eliminate debt faster.
Budget Calculator
Create and manage your personal budget with real-time insights and recommendations.
Compound Interest Calculator
Calculate the power of compound interest on your investments and savings over time.