FIRE Calculator

Financial Independence, Retire Early - Plan your path to freedom

FIRE milestones
Scenario analysis
Growth projections

FIRE Calculator

Financial Independence, Retire Early planning

Current Financial Situation

Calculated savings rate: 40%

Leave blank to calculate based on 25x annual expenses

Investment & Planning Parameters

Percentage of income you save and invest

Conservative: 6-7%, Moderate: 7-8%, Aggressive: 8-10%

4% is the traditional rule (25x expenses), 3.5% is more conservative

Historical average is around 3%, recent years have been higher

Optional: Estimated annual Social Security benefits

Plan Your FIRE Journey

Enter your financial information to see your path to Financial Independence and Early Retirement.

Frequently Asked Questions

FIRE Resources & Community

Mr. Money Mustache

Blog

The godfather of the FIRE movement with practical advice on extreme early retirement.

Visit →

FIRE Calculator by FI/RE Hub

Tool

Advanced FIRE calculator with detailed scenarios and projections.

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r/financialindependence

Community

Large Reddit community discussing FIRE strategies, milestones, and experiences.

Visit →

Choose FI Podcast

Podcast

Interviews and stories from people pursuing and achieving FIRE.

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The Simple Path to Wealth

Book

JL Collins' book on simple investing strategies for FIRE.

Visit →

Personal Capital

Tool

Free net worth tracking and investment analysis tools.

Visit →

Disclaimer: This calculator provides estimates for educational purposes only. FIRE strategies involve significant lifestyle changes and investment risks. Consider consulting with a qualified financial advisor for personalized advice.

Free FIRE Calculator 2025 - How Long Until Financial Independence? | MyWealthForge